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Having a bankruptcy hanging over your head is bound to create a barrage of emotions.

Support groups are important. Keep phone numbers of friends, family and your support team handy at all times. Developing a positive mental attitude will go a long way in easing the emotional roller coaster you’re sure to be on. You can create a support circle by doing the following:

• Set up your TSC Survivor Profile
• Join support groups of other Homeowners or set up your own
• Interact and provide updates on your profile or our forums.

Once you begin to have financial problems and you’ve fallen behind on house payments, it is only natural for you be overwhelmed with a flood of emotions. The worst thing you can do is to sit at home and do nothing. In addition to talking with your creditors, there are a number of support groups that can help you as you through the process of trying to saving your home, including DailyStrength.org - Mortgages & Foreclosures Support Groups.

It may not be easy, but talking about foreclosure with friends and family is important. Foreclosure affects everyone in a household, especially children.

Whether you win your battle against foreclosure or not, life must go on. What's most important for you to focus on is putting together a long-term financial plan to prevent another financial hardship from hitting you.

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