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When dealing with foreclosure, your number one priority will be to stop a foreclosure on your home. One way to stop a foreclosure is to go through a Loan Modification. Learn how this can help you: U.S. Department of Housing and Urban Development: Loan Modification Help. In a falling real estate market, many homeowners can own more on their home than their home is worth. One solution is the short sale -- find out if it is right for you: Bankrate.com. The U.S. Department of Housing also has a list of approved housing counseling agencies that can help you determine your options.

The Nevada Department of Business and Industry lists announcements of national banks' assistance plans for homeowners, as well as multiple links to information that is useful to homeowners everywhere: Foreclosure Help.

If you are facing foreclosure, you do have options. Click here to learn more.

When you're dealing with foreclosure, it's important to beware of frauds. Exercise extreme caution when talking with individuals or companies who claim they can help you avoid foreclosure. This field is ripe with scam artists who will gladly charge you for doing simple things that you could have done yourself: Freddie Mac: Mortgage Fraud Schemes, U.S. News & World Report: How to Avoid Foreclosure Rescue Scams.

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