a couple discussing retirement and 401k plans

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There are various types of 401K plans, from SIMPLEs and SEPs to Roths and thrift savings plans. The first step to investing in a 401k is to decide which plan works best for you and your situation. CNN.com's Retirement Guide can help.

Other resources for learning about investing in your 401k include:

It's important to consider what your investment options are. Make sure you don't miss out on your employer match, know what steps you need to take with your 401k when you lose or switch jobs, and consider reaching out to financial advisor, who can help you make wise decisions about how much and where to invest your 401k money. Pick a professional who understands your financial goals and investing strategy so that you both agree on what steps to take.
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